Pension Splitting Between Spouses
Pension splitting is accessible to individuals receiving pension income, allowing them to share this income with their spouse or common-law partner, aiming to reduce their overall income tax burden.
Investing Through Whole Life Insurance
An insurance solution exempt from taxes that functions as an investment vehicle, enabling tax-free growth on savings and offering an additional income stream during retirement.
Flow Through Shares
An investment strategy incentivized by tax benefits, focusing on specific asset classes that can be used to offset against your income.
Life Annuities
Life annuities provide regular payments in exchange for an initial lump sum payment. They are taxed solely on the interest portion of the investment, offering a tax advantage in this regard.
Individual Pension Plans
Every contribution made by a business into an individual pension plan is entirely tax deductible against your personal income.
RESP Contributions
Registered Education Savings Plans (RESP) serve as tax-sheltered savings plans specifically tailored to aid in saving for your children's post-secondary education.
Registered Retirement Savings Plan
Contributing to RRSPs provides a straightforward method to save for retirement and offers full deductibility against your income.
TFSA Contributions
An adaptable savings account designed to meet short- and long-term savings objectives, where all earnings remain tax-free.
Rental Properties
You have worked hard to acquire, manage, and produce a steady return on your real estate investment properties. We help you further increase these investment returns by optimizing different aspects of your specific real estate tax return.
Commissioned Sales Person
Often individuals with commission paying jobs don’t realize just how much they could be saving in taxes. Whether it’s deducting client related or professional expenses, there are numerous ways to minimize your tax bill. We are waiting to assist you every step of the way.
Employee Tax Returns
When preparing Tax Returns for employees and executives we ensure that every variable is taken into consideration to minimize your tax bill. We look beyond just T4s and other standard T Slips to optimize your entire tax situation.