Protect your finances. And your legacy.
The protection of personalized insurance can keep you on track to reach your goals.
Enjoy the security of coverage that fits with your long-term plan.
Life is unpredictable. Coverage is essential.
The world is full of uncertainty, from shifts in the market to events in your life. That’s why insurance is essential to protect what you’ve built. Your Optimize Family Office includes insurance solutions for both you and your business.
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Life insurance can help diversify your asset allocation strategy, giving you a more balanced portfolio.
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Unexpected illness or injury could drastically affect your income. Disability coverage gives you added protection.
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Insurance can cover many of your end-of-life expenses, such as taxes, preserving more of your estate for your beneficiaries.
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Many life insurance policies offer important tax benefits that can reduce the overall tax burden for you and our family.
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Just starting to build your family wealth? Insurance can provide a financial backstop against the sudden loss of income.
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Some insurance products can provide an additional source of retirement income, via cash dividends or loans against the policy.
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In the event of injury or death, insurance payments can cover outstanding taxes, debts and funeral expenses much faster than the proceeds of the estate.
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The disability or death of a business partner can threaten the business’s future. Insurance can fund a buyout by the remaining partners – and compensate their family.
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Some insurance policies can actually act as a corporate investment tool, offering many positive tax benefits. This can result in higher returns than traditional investment products.
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The right insurance strategy can help a corporation lower its taxable income and on-paper value. This can substantially reduce capital gains taxes.
Let’s talk about your financial future
Speak to an Optimize Wealth advisor to get a free financial plan – no commitment required.
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