The Ralph Hiscock Group
Ralph Hiscock
Wealth Planner
Mount Pearl, Newfoundland
About Ralph
Ralph G. Hiscock was born in Winterton, T. Bay Newfoundland and has lived in 10 communities in the Province of Newfoundland and Labrador. He holds a Diploma from the Canadian Institute of Bankers FICB as well as a Diploma for Business Administration from Memorial University.
Ralph is an experienced business owner and an Insurance Broker. He currently holds Mutual Funds and Life Insurance Broker licenses in Newfoundland, Nova Scotia and New Brunswick. He held senior positions as Branch Manager, Commercial Banking Manager and Area Manager of 23 branches with a large Canadian Bank.
He has established a history of putting clients first to help them reach their long term goals. He is skilled in helping individuals and Business owners and working with retired individuals to make the most out of life. Ralph has exceptional planning skills and a demonstrated ability to carry out major projects and initiatives. Ralph is a seasoned professional whose honesty and integrity provide for effective leadership and optional business relationships.
A dedicated husband and father of 3 children and grandfather of 5. Ralph has served as President of Mount Pearl Lions Club, District Chairman for the Hearing and Impaired Speech, President of The Association of New Canadians and President of First United Church Men’s Club. He is a firm believer in giving back to the community and sets an example to those around him for hard work.
He truly enjoys the outdoors especially Salmon and Trout Fly Fishing, Hunting, Camping in his RV and Skidooing.
Optimize's Approach to Wealth Management
The world is changing quickly and the investment space is increasingly more complex and uncertain. At Optimize, we believe navigating this reality requires more advice and not cookie cutter, plug-and-play tools. Built on time-tested principles of financial planning and wealth management, sound risk management, and long-term patient investing, the Optimize approach focuses on listening to clients, their goals, and their ambitions and understanding how those fit into their personal financial circumstances.
For that reason, Optimize Wealth takes a holistic approach to helping clients build and manage their wealth over the long-term. Towards that end and to provide clients with a personalized approach, Optimize assigns a multi-disciplinary team to meet their needs.
The cornerstone of the Ralph Hiscock Group’s service rests in effectively matching clients’ financial and life goals with a personalized financial planning strategy and overall customer service experience which will exceed their goals in every respect. They measure their success by how well they have helped clients achieve their specific financial planning goals and objectives.
Ralph provides clients with a comprehensive approach to financial planning, tax preparation and will preparation, ensuring his clients always benefit from the highest level of service. Derrick Marcelino is the Portfolio Manager who advises and manages client investment accounts, while Ralph helps clients with their Financial Planning needs and can also help clients access value-added services available to Optimize clients such as tax planning, estate planning, or insurance*.
*Insurance is only offered through a licensed Individual at Optimize to residents of Ontario, British Columbia, Alberta, and Manitoba.
Please know that Ralph Hiscock is not licensed with any securities regulators in Canada and therefore cannot provide you with investment advice. All registerable activity is provided by registered and licensed Associate Advising Representatives and Advising Representatives of Optimize Inc. and therefore you should consult with a licensed representative of Optimize Inc. when you are in need of investment advice.