Press Releases

October 22, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Jill donate land from her estate and provide a lesson for her grandchildren?

Jill, who is age 88 and a widow, has 80 acres of pine woods in northern Alberta that she and her husband bought years ago...

September 18, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Irene give her children an advance on their inheritance without triggering a huge tax bill?

At age 91, Irene is more physically active than some much younger people, hiking, skiing and boating over the trails and lakes of her rural..

July 25, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Lynne afford to help her children financially and still have enough to meet her needs?

Lynne’s situation shows the power of an indexed pension. “I’m a single, 65-year-old woman with a defined benefit pension, and with three adult children,” Lynne..

June 25, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Tom and Marie travel the world on their line of credit for 10 years without running into financial trouble?

Wisdom has it you should pay off your mortgage before you retire from work, and for most people that’s the prudent thing to do...

April 9, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Louis retire now, maintain his desired lifestyle and still leave a substantial estate?

After years of working to provide a comfortable lifestyle for his wife and two children, Louis is feeling the strain of his high-pressure, $275,000-a-year …

April 9, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Why retirees should avoid being frugal with their savings

Investors are told throughout the course of their lives to spend less and save more if they want a comfortable retirement. For some, those frugal habits can be …

February 19, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Bernadette help her children buy homes of their own without jeopardizing her retirement goals?

Bernadette’s life has changed in a heartbeat, leaving her uncertain about where she stands financially. “As my husband passed away suddenly last year at age 59, …

January 1, 2021
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Building a Stable Foundation for Philanthropy

Lucy and Lance have substantial savings, a mortgage-free house in the Toronto area and no children. With most of their net worth tied up in their $2-million…

December 16, 2020
Author: Heather Bernette-Nichols

The Globe and Mail: Advisors are back in growth mode and building up their teams

Volatility and uncertainty during the early days of the COVID-19 pandemic brought a forced pause to the year’s plans for most Canadians and businesses – financial advisors included…

November 13, 2020
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Can Edna retire from work in one year and buy a condo too?

At age 69, Edna is on her own again and looking forward to retiring at year-end 2021. She has grown children and earns $47,000 a year before tax…

November 6, 2020
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: How can divorcée Ella crystalize the future without a financial plan?

A series of life changes has Ella preparing well in advance for the day she turns 65 and her disability benefits cease. She is approaching age 56 and divorced with…

September 18, 2020
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: Have these 36 year olds saved enough to achieve financial independence?

With substantial savings and investments for their age, Joan and James’s aspirations are catching FIRE – the acronym for the “financial independence, retire…

July 31, 2020
Author: Warren MacKenzie, Head of Financial Planning at Optimize Wealth

Financial Facelift: How can Mike and Miriam leave plenty to their daughter without diminishing their retirement lifestyle?

After years of working, saving and investing, Mike and Miriam are approaching their “de-accumulation” years. He is 63, she is 61. Mike plans to continue working…

July 27, 2020
Author: Optimize Wealth

Optimize Wealth Management Furthers its Nationwide Expansion with the Acquisition of Belmont Village Financial Group

Optimize Wealth Management is pleased to announce its recent acquisition of Belmont Village Financial Group. With this latest addition…