Portfolio Management

We help our clients create and protect their wealth in all markets and economic conditions.

Our Portfolio Management Process

At Optimize Wealth, every client portfolio is viewed differently and uniquely. We structure our portfolios based on your particular needs and objectives. We factor in variables such as your time horizon, risk tolerance, return objectives, tax situation, company stock plans, and legacy positions. When it comes to matching a client’s objectives with an investment portfolio, ‘one size fits all’ has no place at Optimize Wealth. Ultimately, we build investment portfolios which make sense based on your specific goals, comfort level, and tax situation.

The Optimize Portfolio Management Process focuses on three key components
to create wealth over time for our investors:

Solid Large-Cap Public Companies

In selecting its direct equity investments, the portfolio management team looks for large-cap public companies which are trading at attractive valuation levels. In determining which companies will form part of the portfolio, a major emphasis is placed on ongoing liquidity, strong management teams, and a high potential return on investment.

When it comes to the portion of any Optimize Wealth account held directly in equities, our investment team looks to structure this portion towards large-cap public companies. Within this portion of the portfolio, we are looking for businesses which have strong revenue growth potential, strong management teams, and whose share prices are trading at attractive relative levels.

Our investment approach focuses on investing in large cap companies which offer significant growth potential to our clients. This selection process results in companies which are very large, have tremendous management teams, and are expected to provide our clients with very solid rates of returns.
We put a major emphasis on both growing and protecting our clients’ investment portfolios during all market cycles. To grow our clients’ portfolios, we look for opportunities with solid potential rates of return offered by large, established companies. At the same time, we are constantly focused on preserving our clients’ investment capital by monitoring the ongoing economic conditions and market dynamics to assess whether or not to rebalance any investment positions.
To better protect our clients’ investment portfolios, we focus on identifying opportunities where the company’s intrinsic value based on our analysis is significantly above its current market value. These situations provide our clients with a larger potential margin of safety. We have found that focusing on finding opportunities with high margins of safety result in much lower risk levels and hence protect our clients’ investment portfolios much better than other investment approaches.

Dynamic Asset Allocation

The benefits of diversification are well known today – using an assortment of asset classes and sectors to improve potential returns while minimizing risk. This approach is fundamental to our portfolio management team. We all know that market conditions change and that is why we are so adamant to proactively rebalance portfolios throughout these periods.

Our Optimize Wealth Portfolio Managers look to proactively rebalance sector and asset allocations based on changing market conditions. By having the flexibility to adjust portfolio allocations and mandates when opportunities present themselves or in an attempt to avoid downside risk, our approach to money management is positioned extremely well for solid long term growth.

Allocations are regularly adjusted across and within Optimize Wealth’s Portfolio Mandates based on employing a quantitative investment process, using seasoned investment professionals with expertise in various facets of investment analysis. What’s more, in the search for the most comprehensive analysis, our investment team often taps insightful sources of information outside Optimize Wealth and it’s affiliate companies.
Investors need to focus on selecting the right investment allocations using sound investing truisms.
Investors can avoid significant losses by dynamically adjusting investment allocations during volatile markets.

Pension-Style Asset Classes

Once the exclusive domain of institutional investors and pension funds, these types of investments have become increasingly accessible to investors across Canada as they can be used to diversify portfolios, increase returns, and lower risk. In an environment of such low interest rates, adding these to a portfolio can have significant positive impacts. 

These types of investments seek to combine the diversification and accessibility of other investment funds with some of the risk and return parameters of traditional pension-style investments. Because they generate various sources of returns, Pension-style Asset Classes seek to provide investors with the potential for enhanced diversification, increased stability, and better risk-adjusted returns. Here’s how the process works:

We focus on attractive niche segments, such as growth and income oriented funds managed by fund managers, opportunistic transactions in the public and private investment markets, and if the opportunity arises, select direct co-investments in operating companies.
We are active investors that oversee our underlying fund managers and our other investments to achieve growth and improve returns.
We regularly engage with a range of stakeholders, including individuals, investors, fund managers, and others who are affected by our business decisions and can contribute to our success.
Our team of experienced investment professionals is comprised of seasoned investors who know the asset class, understand the dynamics, and have extensive investing and business experience.

And it doesn't stop there

Constant portfolio monitoring and regular client reviews ensures that everyone remains on the same page and is progressing towards the same goal. Implementing a client’s portfolio is of course just one of the many steps required in prudent wealth management. Portfolio monitoring on a constant basis must also be done as changing economic and market conditions will inevitably require ongoing portfolio rebalances. Furthermore, meeting on a regular basis with our clients to review their portfolio’s performance helps to ensure that everyone is clear as to the short and long term investment goals.
These meetings provide us with the opportunity to discuss market conditions,
your portfolio’s performance, and any needed portfolio changes.
Monitoring your portfolio constantly and rebalancing when necessary ensures
that your portfolio will provide you with attractive long term rates of return and
will ultimately provide you with the consistent value that you deserve.
The cornerstone of our portfolio management process is to align our clients’
specific goals and objectives with investment strategies which will deliver their required rate of return within a very prudent manner.

The Result? Implement an investment strategy you can rely upon and get the most out of your money.