Our Financial Planning Process

6 easy steps to create a plan for setting your goals and making them happen

Financial Planning starts by defining your goals in life, in the short, medium and long term. Prioritise your goals and think about what you want to achieve but also think about some hurdles which you may have to overcome as well.  Once you’ve set your goals, an Optimize Advisor will help you design a concrete financial plan to make them happen in the most efficient and practical manner possible. Financial Planning is about getting organised; being in control of your money rather than letting your money control you.  Our six step financial planning process below is simple yet highly effective.



Establish your goals in life

Prioritize which goals you want to happen first, second, and third.  Your Optimize Advisor will work with you to define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about opportunity, risk, and stability.


Develop your plan

Your plan will specify the necessary action items to achieve your specific goals.  It will identify what you will need to implement, adjust, and create in order to get you on track to accomplishing you and your family’s goals in life.


Evaluate how close are you to achieving your goals

You will need to analyze your information to assess your current situation and determine what is required to meet your goals. Analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies is necessary at this stage of planning.


Examine what assets and liabilities you have

This step requires gathering your relevant financial information and statements.  Documents such as your investment accounts, pension statements, mortgages, and any wills are critical to review prior to getting the advice you need.


Implement your plan

Follow your plan’s recommended changes and make it happen.  Putting your plan’s recommendations into action one by one will ensure immediate results and ultimately get you and your family where you need to be.


Monitor your plan and make adjustments when needed

Your plan will need to be regularly monitored as you progress towards your goals.  When life happens and changes occur with your goals, work, family, and otherwise, it is important to review your situation and adjust your plan on an ongoing basis.

As can be seen, financial planning does not have to be a long and complicated process.  And best of all, an Optimize Advisor is ready to take that first step with you and create a Financial Plan specific to your particular goals and objectives.

Learn More About the Benefits of Financial Planning


If you are looking for holistic advice which covers your entire financial situation, we would be keen to discuss how we could work with you and your family. An Optimize Advisor is always ready to take that step with you and design a financial solution specific to your particular goals and objectives.

Need Advice? Speak to an Optimize Advisor today and receive a Complimentary Plan to achieve your specific goals!

Call 1-866-209-6862 or fill out the form below.

Send Us An Email